There seems to be the misconception out there, amongst the consumers in the markets for insurance products that leads folks into thinking that premiums and rates are the most important thing to know and learn about, when it comes to insurance. But in reality, cheap auto insurance Ontario isn’t at all really that hard to find; in fact, in some sectors, it seems like cheap product is all there is. Before price, you really want to hone in on what it is you actually want out of an insurer (yes, even before you consider the actual policy). You want to consider the insurer first, because over and beyond the policy that they sell, you’re buying into a company. And if the company’s no good, if they don’t treat their customers well enough, the best products in the world couldn’t save you in a situation in which you need a company to perform well for you.